Neighborhood Housing Services of Toledo, Inc. (NHS), is a Charter Member of Neighborworks® Network and has been dedicated to improving the communities we serve, since 1977.   NHS has developed numerous educational programs to help  individuals achieve their goals; including home ownership, financing, home weatherization.  The most recent addition to our educational programs is Financial Management Training.  Our objective is for each participant to gain a personal understanding of their own financial habits and behaviors.  Each client will establish short and long term financial goals, and a “plan of action” tailored to their specific needs.  Financial Management Training is designed to help individuals reach self-sufficiency by teaching them with hands-on activities and the basics of successful money management.

STEP ONE:
Reserve Space and Attend the Next Available Orientation (Space is limited)

STEP TWO:
Pay $50 Registration Fee

STEP  THREE:
Complete a Four Week Consecutive Training Course

STEP FOUR:
Follow-up with Subsequent Counseling Sessions Until Goals are Completed

TOPICS COVERED

• Budgeting
• Personal Finances/Record Keeping
• Credit Management
• Savings, Investment, Protecting Yourself and Your Wealth

Classes will introduce concepts such as:  What is a Budget and why is it important? 
How do I develop and follow a budget? How important is credit and how can it help or hurt me? Participants will receive practical training regarding maintaining and balancing a checking or savings account. Other topics include; How do I read my own credit report and how good/bad is my credit score?  Why should I pay myself first?;  and What is the difference between whole life and term insurance; are just some of the other topics to be covered. 

Financial Management Training will teach you the skills needed for everyday life and tools that can help you survive in today’s “credit driven” society.

It’s about time you gain control of your money instead of letting it control you.